Ted Bauman’s 3 Stock Market Crash Predictions

Stock market crashes are rare, but pretty much inevitable. There have been about 24 crashes and Bear markets throughout American history. Volatility and unpredictability are hallmarks of the stock market. Few people have the much-needed experience and discerning eye to be able to make fact-based predictions grounded by historical precedent. Ted Bauman is one of those few people. Specializing in asset protection, privacy, and low risk investment strategies, Ted Bauman has made his living in finance for over 25 years. He studied economics in South Africa, earning a post-graduate degree in the field, after which he gained decades of experience in the non-profit sector. Currently, Bauman serves as the editor of The Bauman Letter, Plan B Club, and Alpha Stock Alert. Recently Bauman outlined 3 plausible scenarios and his investment predictions for a stock market crash.

1. When Stocks Are Overvalued…

The bigger they are the harder they fall. The old adage applies to the stock market, too. Few investors remember that stocks are overvalued. Even fewer people ever realized it to begin with. This means that if the market was to return to the average ratio there would be a drop in the market that would have a detrimental effect. Investors would realize they can’t recoup their investments with future dividends and would bail out in droves to find profits, but this could create a crash.

2. The Unexpected

According to Ted Bauman, bond markets don’t expect anything phenomenal to happen with the country’s economy over the next several years. An unexpected shift of major proportions could very well cause a crash. A recession, to say the least, is one of those unexpected shifts.

3. The Old Crash and Bounce

Ted Bauman also mentions the possibility of what is known as a crash and bounce. It’s when there is a quick drop in the market immediately followed by a quick recovery. You can see a similar effect when fighters are knocked down and get up too early. There’s usually a much more substantial and dramatic fall coming afterward. Ted Bauman suggests the best course of action is to wait it out instead of panicking and making rash decisions.

More Than A Grain of Salt

With over 25 years of his career expertise and postgraduate degrees in both economics and history, Ted Bauman is a man that understands his financial industry in ways most people do not. His insights and predictions are backed by historical evidence and should be taken seriously by any investor looking to protect themselves from a crash.

James Dondero Has Been Deep In the High Yield Credit Industry

How deep has James Dondero dipped his toes within the high yield credit industry? Well, let us just say that James Dondero is up to his eyeballs in high yield credit experience. James Dondero has more than 20 years of experience within the high yield credit industry, and as such, has been able to understand the different strategies that will move the needle for his firm and for his investors.

But before we get to know more about James Dondero and what he has done so far with Highland Capital Management, here are few things that you should quite likely know about the financial concept that is high yield credit. Read more about James Dondero at Nexpoint Advisors.

The Concept of High Yield Credit

High yield credit is bonds that are issued by various companies. These bonds are classified as a bit riskier and have a rating that is usually BBB or lower. Remember that these bonds can also be issued by municipalities as well. The great thing about these bonds is the fact that since they carry higher risk, they come with more yield, as such, the more risk that an investor is willing to take on, the more their rewards will be. Read more about James Dondero at Wikipedia.com.

These high yield bonds will typically not carry AAA, AA, or A. BBB is medium credit quality while BB, B, CCC, and so forth are usually found in the junk bond category.

Investors want to choose wisely when they are picking these bonds because they want to make sure that they are able to not only make money on a year to year basis but they are able to also get their initial capital back at the end of the term of the bond. Investors don’t want the company to default and potentially lose their principal.

As such, the higher the credit rating, the lower the yield return, the lower the credit rating, the higher the risk, the higher the yield that one can expect on the capital invested.

Learn: https://www.jimdondero.com/

Paul Saunders the C.E.O of James River Capital insights on Employees’ Burnouts

Paul Saunders’s recent article on managing employees’ burnouts explores the signs and remedies of a burnout. The founder of James River Capital Corp. identifies loss of confidence, lack of motivation, and a shift in attitude as the warning signs of exhaustion in employees. In his article, Paul advises employers to take appropriate action to keep the employees motivated.

Paul describes burnout as emotional and physical exhaustion because of stress or overwork. A burn out is characterized by poor performance, cynicism, and fatigue due to long periods of work-related stress. Paul notes that burnout is a pervasive issue that results in a decrease in competence and ability to meet job demands. According to research, burnout has a growing impact on places of work, especially in advanced economies and during economic downturns.

Remedies to burnouts

Paul suggests that employees should have some sense of control in companies’ policies as a remedy for exhaustion. Fixed policies and schedules indeed lead to burnout because employees feel hopeless and helpless. Paul believes that employees should be given room to give their views on particular issues. Employers should do away with restrictions that make the personnel feel trapped. Encouraging employees to outline their goals of the day each morning will give them a sense of control.

Paul Saunders stresses on transparency as another remedy for burnout. If employees feel neglected in terms of promotions, inadequate compensation, and communication, they are likely to create an environment of resentment and negativity. Employees will feel valued if management provides logical decisions for decisions made. Paul points out that good communication and honesty will create a good relationship with the employees, hence increased productivity.

Who is Paul Saunders?

Paul Saunders is the Chief Executive Officer and the founder of James River Capital Corp. and affiliate companies. He earned a B.A. from the University of Virginia. Also, he holds an M.B.A from the University of Chicago.

Paul Saunders’s deep-rooted passion for finance drove him to a profession in an investment bank and finally in investment and trading. He initially worked at Warburg Paribas in the Corporate Finance Department. He then moved to A. G. Becker in the Commodity Department. After that, he joined Kidder as the Director of Managed Accounts and Commodity Funds until he became the president of KP Future Management Corps. In 1995, Paul Saunders became the president of James River Corp. a role he has maintained up to date.

Paul together with his friend Kevin Brandt got James River Capital Corp from the Kidder, Peabody, and Co. in the 1995. The firm offers investment advisory services including investment management, commodity trading, and advisory in the United States. The company’s investment philosophy is to provide an alternative investment exposure through a different multi-manager approach to develop an overall risk-adjusted return. Learn more: https://paulsaundersjrcc.wordpress.com/

Rebel Wilson’s New Way of celebrating her Birthday

Rebel Wilson was born in 1980 in Sydney. She is an actress, a writer as well as a producer. Wilson attended the University of New South Wales and acquired two degrees; Bachelor of Arts and Bachelor of Laws. She then graduated in 2009.

Wilson was once in South Africa as a Youth Ambassador for Australia. While she was there, she contracted malaria and since then, Rebel has never ceased speaking of malaria-induced hallucinations she undergoes. She says that when hallucinating, Rebel sees herself as a successful actress with an Oscar Award. This is what has been motivating her to nature her acting career.

While growing up, Rebel was a very shy kid but since she really wanted her acting career to be a success, she decided to cement her personality. She is known for her character as Toula on the Pizza series. She also has an award she got as the Tropfest Best Actress. And has appeared in several comedy shows. Read more: Isn’t it Romantic Trailer | Glamour and Pitch Perfect for Rebel Wilson | VanityFair

Recently on March 2nd, Rebel Wilson turned 39. She share some of her birthday celebration fun pictures on Instagram. Among these pictures include one which she was taking a class on how to make a cake.

Another one was when she was trying to do a unique kind of exercise which she calls ‘catzercise’. Rebel Wilson will be a star at the Cats movie expected to be released in 2019. She will be acting alongside other famous people, Taylor Swift being one of them.

Once again, Rebel is expected to be starring a movie called Cats that will be released this year. Dressed in cat costumes, she shared some videos that showed some new moves she had learned together with her friends during a rehearsal.

In the videos, Wilson was sported wearing a costume that had pink armbands as well as cat ears. On her Instergram, Rebel wrote about a surprise birthday party that her friends threw for her in Beverly Hills and how the party ended with them doing some ‘catzercise’.

She wrote how it was fun working out and urges his Instagram friends to try it as well. Additionally, Rebel thanked the Milk Bar, a place where she took a class on making a cake. This is after she baked her own birthday cake. Rebel Wilson has shown to the world that she is a good actor and that she adapts to any role that she is assigned.

How Neurocore Treats Mental Health Issues

Getting treatment for mental health issues can be a distressing activity, which can end up sustaining the ailment itself. Because of that, an ever-increasing number of number are attempting to create innovative ways for patients access this treatment. Some have also developed a few new approaches to treat these diseases. One of these has been Neurocore, who have been utilizing Neurofeedback to treat a wide scope of mental health issues. Chief among these has been anxiety, autism spectrum disorder, depression migraines, sleep problems, stress, and ADHD. Read more about Neurocore at Patch.com.

With the advances that Neurocore has been making as of late, many have been asking why it took such a long time to make sense of how to utilize these treatments. Furthermore, many have frequently asked why Neurofeedback hasn’t turned out to be more prominent and across the board than it as of now is. However, many have also asked why Neurocore gives a similar treatment to a significant number of the illnesses they help with. A short answer would be that a more stronger brain can make almost anything possible. Having said that, the scientific answer is a long one. If we used depression, ADHD, and ASD as examples; while they appear to act differently , the effect the brain has on ADHD, ASD, and depression is important.

Check: https://www.crunchbase.com/organization/neurocore

As Neurocore has shown, Neurofeedback is a way of controlling the effect of these diseases. Moreover, the company also uses biofeedback, for example, heart rate and use in every one of their treatments. This lets experts to customize the treatment procedure to a certain degree. As creative and innovative as the treatment may be, the organization also goes above and beyond by offering at-home treatments to a considerable lot of their patients. This can be especially useful for patients experiencing a lack of sleep, rest issues, stress, and memory issues, who may be unable to go to treatment sessions as consistently as required.

Along these lines, Neurocare has rapidly turned into an emerge among a significant number of the organizations concentrating on mental health issues. The methodology has also made them one of the more popular treatment providers in the country. See more information at Linkedin about Neurocore.

Guilherme Paulus, a successful entrepreneur

Guilherme Paulus, a successful businessman in Brazil, was born in Sao Paulo. At the university, he studied business administration and had his internship with IBM. As his tender age, he had a vision that he nurtured in his mind. When he was twenty-four years old, he had a chance to meet with Carlos Vicente Cerchiari who is a local government official who wanted to bring tourism in Brazil and expand it. Paulus welcomed the idea, but he had to finances to invest in this kind of business. However, Mr. Cerchiari offered him a business deal where he was to fund the business and Paulus would take care of the daily operation. Their first storefront was in Sao Paulo. After four years of partnership, Mr. Cerchiari left the operations.

Guilherme Paulus continued in the business and has become very successful. Many reasons could be highlighted that made him a successful businessman and entrepreneur. One is his exceptional vision of tourism. The first CVC outlet meant for selling tours attracted many people who go to watch a movie every day. By putting this vision to action, he increased Brazil tourism which could be better explained as breaking the market. He has continued opening more stores across the country.

A new opportunity for Guilherme Paulus opened, and he invested in a new venture called GJP Hotels and Resorts in Brazil. GJP Hotels and Resorts have expanded with their fourteen hotels having more than 3,000 rooms and 5,000 employees. Among them are 4-star Prodigy hotels, 3-star Linx hotels and Wish hotels. These are the most distinct brands that the company has. Their hotels are found in all Brazil major cities.

As an entrepreneur in Brazil, one has to face a lot of obstacles. For this reason, therefore, People may shy away from investing in the country, Guilherme Paulus has continued to invest in the country mainly because of people who have contributed to his success over the years. For example his advisors and his employees. According to him, investment is the best way that he can spend his money. A successful entrepreneur has to stay connected to their business and should give back to his or her community.

Impressionable facts about Jana Lightspeed

Jana Lightspeed has built an empire for herself through the successes she has achieved. Besides, she has also attracted the attention of many people through the major developments she has brought to the economy. She is a partner and member of the lightspeed company. She holds a degree in computer engineering and she has brought her expertise in the development of many firms. Her contributions to Twitter, where she served an executive role has highly boosted her career, as many people have gained trust in what she does. In her current position, she ensures that the brand of the company gets known to the people and that it maintains its authenticity.

Jana Lightspeed has dedicated her life towards helping women in society by assisting them in building their careers. She believes that women hold a great position in society and that they deserve respect from everyone. As a result, she strives to share her thoughts with many of them to encourage and empower them to follow her steps. Besides, she has also taken the initiative of helping them acquire promotions in frontier fields so that they can learn to be great leaders in both the society and at the workplace. Her impressionable moves have inspired many women to join hands with her so that they can varying out a confident look at women in society.

Besides, she is also known for her hard work and efforts to change lives through mentoring people and helping them track their desires. She believes that everyone has a passion for particular things, and it is only through proper planning and timing that they can pursue their passion and achieve their set goals. As a result, she mentors people and encourages them to follow their schedule based on what they have planned so that they can reach the top. She also emphasizes time management, and she insists that a dedicated individual ought to rely on checklists to ensure that they efficiently manage their time for useful results. Her advocations have brought a significant impact in the lives of many people and she is still a role model to a vast number of people.

Mark Linzenbold Joins Agera Energy as the New Chief Finance Officer

Agera Energy is a prominent retail energy supplier based in New York City. The company specializes in energy efficient solutions, natural gas, and electricity. It serves millions of citizens distributed across the United States. Read more about Agera Energy at INC.com.

Unlike most energy retailers, Agera delights in helping its customers slash down their energy expenses. It educates them on the need for energy conservation, and it guides them through the intricate process of finding an energy solution that matches their budget and consumption needs.

Agera Energy runs under the management of an able team of executives led by Geoff Duda, the Chief Executive officer. The executive collaborates with the sales team, and customer support team to offer top-notch services to their customers.

In August 2018, the energy retailer’s Chief Executive announced that Mark Linzenbold had joined their executive team as the Chief Financial Officer. The CEO announced that they were privileged to have an experienced hand aboard. Read more at Glassdoor.com about Agera Energy.

 Who is Mark Linzenbold? Linzenbold is a trained financial officer with decades of managerial experience. He had served several financial and energy companies before joining Agera Energy.

Mr. Linzenbold started his career working as a senior manager at KPMG, an international professional service provider. He collaborated with other managers to train KPMG’s new employees, hunt for new business opportunities, as well as supervise KPMG’s junior staff.

Afterwards, Mark Linzenbold transferred his services to the energy industry. He worked as Strategic Energy’s head of business planning. He was tasked with formulating and implementing business plans, managing stakeholders, overseeing business projects, as well as mitigating business risks.

Before joining Agera Energy, Mark Linzenbold served as the Vice President of Direct Energy, an energy retailer operating in North America. He collaborated with other senior executives to make the lead and guide other workers, formulate strategic plans, as well as evaluating the company’s success.

At Agera Energy, Mark Linzenbold will handle the finance department. He will mitigate the company’s financial risks, supervise all cash management operations, conduct mergers& acquisitions, as well as support the energy retailer’s growth. Into the bargain, Mark Linzenbold will collaborate with other executives to lead Agera to the right business direction.

Follow: https://twitter.com/ageraenergy?lang=en

Richard Liu Qiangdong: An Entrepreneur Transforming the Retail Industry

Richard Liu is the CEO and founder of JD.com. The company is China’s top-most retail business done online. During his interview, he shared his personal as well as entrepreneurial experiences that enabled his business to grow to its position globally. He appreciated getting to know peoples’ voices around the world during his tour to Dallas. Richard Liu Qiangdong stated that the name JD.com came from a combination of his first name and the last name of his wife. In 1996, he studied at the Renmin University in China where he awarded his degree in sociology. This was out of political pursuit. Two years later, Richard Liu began growing his business.

The entrepreneurial journey started by Richard Liu teaching himself computer programming. He later achieved his EMBA from the China Europe global business school. Upon graduating, Richard Liu served at various roles at Japan Life for two years. Richard Liu also spoke of his poor background during the interview. He elaborated about how his parents owned a transport enterprise of distributing coal from north to south China. His first business plan was a restaurant. He used his payments from computer programming to fund the enterprise but it collapsed. This was because of only 2 hours of devotion to the start-up business. However, he was motivated by his grandmother’s ill condition that required him to pay for her medication.

In 1998, Richard Liu Qiangdong rented a small store that sold products of the magneto-optical kind. He named it Jingdong. Five years later, the start-up business expanded to 12 stores. After encountering challenges, Richard Liu arose and opened his online business. In his interview, he said that online enterprise was better than offline business due to lower capital required as well as terrific customer satisfaction. The online giant business is recently worth above $60 billion. As the owner of the biggest retailer empire in China, Richard Liu offers 97% of his clients’ delivery within 20 hours and 57% delivery in 6 hours. The 44-year old internet celebrity would also like to be remembered as a caring family man, a good son and a good employer. He is an inspiration to entrepreneurs worldwide due to his great legacy as a businessman.

Isn’t it romantic and its break from typical romantic comedies

Isn’t it romantic, a movie featuring Rebel Wilson, a graduate from the Australian Theatre for Young People and a one-time MTV awards winner, deviates from the normal expectations and norms of romantic comedies. Bright and colorful scenes normally characterize them, and so do unattainable hot leads who are attracted to each other but slow to discover, lead’s sexless best friend with no independent story and a clumsy but adorable woman.

In this case, however, Rebel Wilson is unable to realize that her best friend Devine is perfect for her. The movie, to some extent, fails to emancipate itself from the norms of the genre.


In the movie, the Australian born actress, songwriter, and producer is the heroine and features as Natalie. She is told by Jennifer Saunders who acts as her mother that for her to find a mate to marry, the man must require a visa.

They’re giving dirty rotten men a run for their money. Get ready for the mother of all cons. #HustleMovie in theaters May 10. pic.twitter.com/4MXNxXRjJD— The Hustle Movie (@hustlemovie) March 11, 2019

This breaks her confidence really hard, and she carries this into adulthood. She then moves to New York where she is an architect, but instead of being treated as such, she is regarded as coffee goffer. Read more: Isn’t it Romantic Trailer | Glamour and Pitch Perfect for Rebel Wilson | VanityFair

Her treatment does not reflect the fact that she is a qualified architect who is in fact in charge of designing a new hotel. Natalie is robbed in the subway where she badly hits her head and is hospitalized. When she wakes up, instead of a bored, overworked doctor, she meets a hot doctor in a private room full of flowers and extremely dazzling light which marks the start of her romantic comedy life.

Thumbs up

The soundtracks are awesome, filled with romantic tunes and marvelous radio hits from Vanessa Carlton, Donna Lewis, Annie Lenox, and Six Pence None the Richer. The movie as well brings life to the normal over-used statements, plots, and ideas of romantic comedy movies.

Accompanied by loads of satire, the movie is entertaining, and it even encompasses the non-romance-comedy lovers’ type of audience. Wilson as well, with her good sense of humor, fits in as a perfect cast giving more light to the movie. Also, her ability to identify her weaknesses and boldly come out to point them out in a humorous way makes her a perfect cast.


Formation of the characters is not complete or cannot otherwise be classified as so since they are thinly written. There is a wave of disappointment as well when Australian actors playing Australian characters use American vocabulary when talking to each other.

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